Lucky Otis spent his teen years as a beggar and pickpocket in the Imperial City after being orphaned as a child. He has finally scraped together enough coin to leave the city and see the world. He cobbled together some armor as best as he could and stole an iron dagger from the Market District. As soon as his membership in the Thieves Guild goes through, he's heading out on an adventure. He doesn't have much of a plan except for wandering the land and helping himself to everyone else's riches along the way.
His armor is basically bits of armor on top of his clothes as he couldn't afford a full set of armor. He did manage a leather cuirass, but the rest is a hodge-podge mess. He strapped some metal plates over his trousers and wears leather wrist bands over his cloth gloves. His boots were already leather, so they'll do just fine. The dagger in his equipment chest is better than a regular iron dagger and can damage ghosts. As for the shack, I imagine that he comes across in abandoned in his wanderings and moves in.
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Larsius River Hideout
** Requires Cobl **
*** Redownload V1.1 if you downloaded before 6/15/24 ***